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Can I get a car breakdown cover if I have already broken it down?


If your car broke down on the side of the road and, something as simple as a can ruin your day. Then you may need to ask yourself if you should get a car breakdown cover or not. The simple answer is yes, but there are some conditions to bear in mind before you do so. Let’s discuss what cover options you can get for your cars.

Is it that important to get a car breakdown cover?

It’s important to remember that this isn’t just about getting insurance on a new car (which would be cheap) but rather making sure that any existing policies are up to date with changes in legislation or industry standards. If you have an old policy and it doesn’t cover your new car, then you’ll need to pay for a new cover policy. It may seem like an unnecessary additional expense when compared to getting insurance on just one car however, there are several reasons why doing so will save money in the long run.

How can I get the best cheap car breakdown cover?

When choosing a breakdown cover, there are a few things you should look for:

  • The best value for money – This is the main factor in determining whether your policy will be worth it. If you can get an even better deal elsewhere, then go with that.
  • Excess – This refers to how much money is paid out by your insurer if someone else has caused damage while using your vehicle (e.g., if they were using their car). Make sure this amount matches up with what’s written on their website before signing up with them as it could mean missing out on some savings!
  • Discounts – many companies offer discounts when buying multiple policies from them at once, so check their terms and conditions attentively.
  • Make sure yours include this feature since many people will find themselves stranded far from home during bad weather. Conditions such as snowstorms or floods could easily result in an expensive bill later down the line if left untreated longer than necessary due to lack of proper equipment.

Is my current insurance out of date?

If your car insurance is out of date, you may not be able to get a new policy. However, if you can prove that your vehicle has been broken down at least twice in the last year, and both the time reason was mechanical issues unrelated to driving (for example, a fridge breaking down while sitting on its side). Then it might be possible to get cover from one of our partners who offers breakdown services.

It’s important to remember that if you do have an older policy and decide to go with one of these providers as part of their service package, they may charge more for this than what they would normally charge for standard car repair work or even replacement parts.

What is the best breakdown cover for my car?

If you are a young driver and have recently passed your driving test, it may be worth considering paying for excess. The same applies if you have a low-value car (or van) – although some insurers offer discounts on premiums for low-value cars as well as vans.

If all else fails and nothing seems right or even possible then ask yourself: ‘Am I happy with my existing policy?’ You might discover that there are better deals out there than what’s been offered so far!

If you have a car, you should get a breakdown cover. If you haven’t already broken it down, and you don’t know what the best type of cover is for your vehicle, then take some time to ask around before buying anything. This process seems daunting or confusing enough without having an idea of how much different policies cost, then maybe wait until after reading these points!

Car breakdown cover may well be possible. Just shop around.

There are many different types of breakdown cover, and some of them can be more comprehensive than others. Some also charge a higher premium for their services.

For example, if you want to get a breakdown cover that’s flexible and convenient, then it may be worth paying extra for this type of cover. This type of policy will allow you to choose whether your vehicle needs servicing at a certain time during the year (e.g., winter). It also allows you to change your mind about which kind of repair service fits with your budget best if something goes wrong later down the line – so long as both parties agree on what needs doing first!

However, if you only need an emergency roadside assistance policy, then there’s no need to pay extra for this type of cover. Also, note that some policies offer different levels of flexibility depending on what kind of car you’re driving – so check before signing up.


In conclusion, it’s important to note that car breakdown cover isn’t always possible. If you have broken down and you are unable to fix the problem yourself, then this could be an issue. Instead of worrying about getting a cheap breakdown cover for your car, it might make more sense for you to investigate getting a new car altogether. It may cost more upfront, but it will save you money in the long run as there is no need to repair something when you could just buy a replacement vehicle instead!

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